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#Finance & Banking

74 articles

Knowledge base Mar 27, 2026

What Are the DORA Directive Requirements? Key Aspects of Digital Operational Resilience Regulation

Learn about the key requirements of the DORA directive regarding digital resilience in the financial sector.

Knowledge base Jan 6, 2026

Cybersecurity Checklist for Financial Sector — 2026

A complete cybersecurity checklist for banks and financial institutions in 2026. Covers DORA, NIS2, PCI DSS requirements and best practices for financial sector protection.

Cybersecurity Dec 26, 2025

Insurance cybersecurity checklist 2026 — complete control list

Complete cybersecurity checklist for insurance companies in 2026. DORA, NIS2, data protection, SOC, penetration testing, vendor management.

Knowledge base Dec 21, 2025

Cyberattack Scenario on a Bank: How It Unfolds and How to Defend

A realistic multi-stage cyberattack scenario on a bank — from reconnaissance through initial access to data exfiltration. Learn attacker tactics and defense methods at every stage.

Knowledge base Dec 20, 2025

Security Policies — Why Internet Templates Don't Work

How to write security policies people actually read and follow? 5 essential policies, document hierarchy, RACI, implementation. Expert guide by nFlo.

Knowledge base Dec 15, 2025

Cloud Compliance Checklist — Legal Requirements for Cloud Environments

A complete regulatory compliance checklist for cloud environments — from GDPR through NIS2 to DORA. Legal requirements, shared responsibility model, and practical implementation steps.

Knowledge base Oct 31, 2025

E-commerce platform security — how to protect your online store and customer data

An e-commerce platform is a treasure trove of customer data and a prime attack target. Learn to protect your online store and payment data from security breaches.

Knowledge base Oct 30, 2025

DORA: One Year In — How It Changed the Financial Sector and Key Takeaways

On January 17, 2025, the DORA regulation became applicable. One year later, we can assess how the regulation has affected the financial sector and what lessons can be drawn for organizations still improving their digital resilience programs.

Knowledge base Oct 24, 2025

Cybersecurity Trends 2026 — What Awaits Organizations in the Coming Year

What will dominate cybersecurity in 2026? AI-driven attacks, identity-first security, platform consolidation, and NIS2, DORA, and CRA enforcement — for IT leaders.

Knowledge base Oct 20, 2025

In-house SOC vs Managed SOC - cost and benefit analysis

Should you build your own security operations center or outsource the service? Economic analysis shows that for most companies, Managed SOC is the more rational choice.

Knowledge base Oct 11, 2025

What is cybersecurity? A complete guide to cybersecurity

Cybersecurity is an ongoing process, not a product. Our complete guide explains how to protect your business from ransomware and phishing, build employee awareness, and implement technologies such as SIEM and EDR to ensure compliance and cyber resilience.

Knowledge base Sep 29, 2025

DORA Regulation - Everything You Need to Know

The DORA regulation strengthens the digital resilience of the financial sector. Learn what it covers and what requirements it introduces.

Cybersecurity Sep 4, 2025

DORA for insurers — digital operational resilience requirements

Comprehensive guide to DORA requirements for the insurance sector. ICT risk management, resilience testing, incident reporting, and third-party provider management.

Knowledge base Aug 31, 2025

Security in finance: How do banks and FinTechs defend against cyber attacks in the digital age?

The financial sector is a testing ground for the most advanced cyber attacks. At stake is not only money, but trust, which is the foundation of the entire industry. From DORA regulations to attacks on ATMs and mobile apps, how do you ensure the highest level of cyber resilience in such a dynamic and

Cybersecurity Aug 27, 2025

Ransomware in the insurance sector — protecting claims and policy systems

How ransomware targets insurance companies. Threat analysis for claims management, policy systems, and customer data. Practical protection and recovery methods.

Knowledge base Aug 21, 2025

BEC Attacks in Finance: Threats, Impact, and Protection in 2026

Business Email Compromise attacks cost the financial sector billions annually. Learn about attack vectors, real consequences, and effective protection methods for banks and financial institutions.

Knowledge base Aug 20, 2025

DDoS Attacks on E-Banking: How to Protect Financial Services

DDoS attacks on e-banking paralyze access for millions of clients. Learn about attack types, downtime costs, and methods to protect banking systems.

Knowledge base Aug 15, 2025

DORA for Financial Sector: Requirements and Step-by-Step Implementation

The DORA regulation transforms cybersecurity in finance. Learn about the 5 pillars of DORA, implementation timeline, and concrete steps for banks, insurers, and fintechs.

Baza wiedzy Aug 12, 2025

How to Prepare Your Store for Black Friday — Security

Black Friday is peak season for e-commerce and cybercriminals alike. Learn how to prepare your online store for a secure high-traffic sales period.

Knowledge base Aug 11, 2025

How to Implement API Security in Banking

Open Banking and PSD2 opened new attack vectors for banks. Learn about banking API threats, security requirements, and an API protection implementation plan for financial institutions.

Knowledge base Aug 6, 2025

PCI DSS for Banks and Fintechs: Requirements and Step-by-Step Implementation

PCI DSS v4.0 introduces new payment card data security requirements. Learn about the 12 requirements, compliance levels, and a practical implementation plan for banks and fintechs.

Baza wiedzy Aug 5, 2025

PCI DSS for E-commerce — Requirements, Compliance Levels, and Implementation

PCI DSS is a mandatory security standard for online stores processing payment card data. Learn about 12 requirements, 4 compliance levels, and a step-by-step implementation plan.

Knowledge base Jul 30, 2025

DSPM — Data Security Posture Management: Cloud Data Protection

DSPM discovers, classifies, and protects data across multi-cloud. Comparison with DLP and CSPM, workflow, leading vendors, and integration with GDPR, NIS2, and DORA.

Knowledge base Jul 29, 2025

Cybersecurity Risk Assessment — The Foundation of Every Security Program

How to conduct a cybersecurity risk assessment? ISO 27005, NIST RMF, FAIR, MITRE ATT&CK, risk matrices and security roadmaps. Expert guide by nFlo.

Knowledge base Jul 28, 2025

Business Continuity Plan (BCP) and Disaster Recovery (DRP) — A Practical Guide

Practical BCP/DRP guide: BIA, RTO/RPO, 3-2-1-1 backup strategies, DR plan testing, NIS2/DORA requirements. Case study: ransomware recovery in 4 hours.

Knowledge base Jul 6, 2025

Data classification in organizations — the foundation of information protection and regulatory compliance

How to implement data classification? Learn about data categories, policies, automation, DLP integration, and data owners — a complete guide for your organization.

Knowledge base Jun 25, 2025

DORA and Digital Resilience Testing — How to Prepare for TLPT and Threat-Led Scenarios

How to prepare for TIBER-EU-compliant TLPT under DORA? A guide for CISOs: requirements, testing scope, costs and implementation timeline for financial firms.

Knowledge base Jun 21, 2025

Business Continuity Plan (BCP) and Disaster Recovery — How to Prepare Your Organization for the Worst

Comprehensive guide: BIA, RPO/RTO, 3-2-1-1-0 rule, backup sites, plan testing, and NIS2, DORA, ISO 22301 requirements — all in one place for IT teams and boards.

Knowledge base Jun 17, 2025

DORA for the Financial Sector — What Banks, Insurers, and Fintechs Must Implement

What does DORA require from banks, insurers and fintechs? ICT risk management, incident reporting and TLPT testing explained step by step by nFlo experts.

Knowledge base Jun 2, 2025

Cyber insurance for industry: What does your policy really cover and how to avoid costly surprises?

In the face of growing threats, cyber risk insurance seems a logical step. It's your financial safety net. But are you sure you know what's written in the fine print in your policy? Does it cover the specific risks associated with a production stoppage? Won't the insurer refuse to pay out, citing a

Knowledge base Jun 1, 2025

KSC NIS2 or DORA? How does the financial sector need to reconcile the two regulations?

DORA is lex specialis for finance, but KSC/NIS2 still applies. How do you manage ICT risk, test resilience, and manage suppliers (TPPs) in accordance with both acts?

Knowledge base May 29, 2025

DORA in practice - requirements for the financial sector and its suppliers

DORA is the most rigorous cybersecurity law in the world. Banks, insurers, and their suppliers must meet requirements that change the approach to digital resilience.

Knowledge base May 25, 2025

Cyberattacks on Banking: Attack Method Analysis and Defense Strategies — from Phishing to Advanced Fraud

An analysis of modern methods of attacks on banking customers. Discover how phishing, investment fraud, mobile attacks work and how to build an effective, multi-layered defense.

Knowledge base Apr 16, 2025

TIBER-EU TTIR: New ECB guidelines for threat intelligence reports

Analysis of the new ECB guidelines for the Targeted Threat Intelligence Report (TTIR) - a key element of TIBER-EU resilience testing supporting NIS2 and DORA compliance.

Knowledge base Mar 17, 2025

What are the penalties for non-compliance with the DORA regulation?

Discover the penalties for non-compliance with the DORA regulation and the most important sanctions for the financial sector.

Knowledge base Mar 16, 2025

What is the DORA Regulation? - Essential Information

Learn about the key provisions of the DORA regulation, which aims to increase the digital resilience of the financial sector against threats.

Knowledge base Mar 11, 2025

Digital Operational Resilience Act (DORA)

Learn about the Digital Operational Resilience Act (DORA) and how it affects digital security for businesses. Discover key requirements and practices to help your organization meet DORA requirements.

Knowledge base Mar 8, 2025

Cyber Trends: Ransomware

Learn about the latest cyber trends related to ransomware. Find out how these threats are evolving and what protection strategies are most effective in preventing ransomware attacks on your organization.

Knowledge base Mar 6, 2025

PFSA Announcement on Cloud Processing

Read the PFSA announcement on cloud processing. Learn what guidelines and recommendations apply to companies processing data in the cloud to ensure regulatory compliance.

Cybersecurity Jan 14, 2025

How to implement DLP in insurance — protecting policy and claims data

Guide to implementing Data Loss Prevention in an insurance company. Protecting policy data, claims records, medical documentation, and customer financial information.

Cybersecurity Jan 9, 2025

How to implement a SOC in an insurance company — claims and systems monitoring

Practical guide to implementing a Security Operations Center in an insurance company. Claims system monitoring, anomaly detection, integration with claims handling processes.

Baza wiedzy Jan 6, 2025

How to Secure a Donor CRM in a Nonprofit Organization

The donor CRM is the most valuable IT system in a nonprofit. Learn how to protect donor data from breaches and unauthorized access.

Knowledge base Dec 31, 2024

The use of AI by hackers: how is artificial intelligence changing the face of cyberattacks?

Tools such as ChatGPT have democratized access to advanced artificial intelligence. Unfortunately, hackers are also taking advantage of this. AI is becoming their personal assistant, helping to write malicious code, create perfectly personalized phishing campaigns and automate reconnaissance for vul

Knowledge base Dec 28, 2024

DORA vs. the FSA's Recommendation D: How do past implementations help with compliance with the new regulation?

The financial sector has been living under regulatory pressure from the FSA for years. The implementation of Recommendation D and the IT Guidelines was a huge effort. Will this work be in vain in the face of DORA? On the contrary. It's a solid foundation, but DORA raises the bar much higher, especia

Cybersecurity Dec 23, 2024

NIS2 for the insurance sector — obligations and implementation

How does the NIS2 directive affect the insurance sector? Cybersecurity obligations, incident reporting, supply chain risk management, and penalties for non-compliance.

Knowledge base Dec 22, 2024

E-commerce security: How to protect your online store from attacks and build customer trust?

Every transaction in your online store is a transfer of not only money, but also trust. One security incident, such as the theft of payment card data, can irreparably damage your reputation and your entire business. In the competitive world of e-commerce, cyber security is not a cost, it's the found

Baza wiedzy Dec 19, 2024

Employee Data Protection — A Comprehensive Guide for HR Departments

HR departments process the most sensitive data in an organization — from contracts to medical records. Learn employee data protection principles under GDPR and best practices.

Knowledge base Dec 15, 2024

KSC NIS2 and cyber insurance: How compliance with the act becomes key to lowering the cost of risk.

Premiums for cyber policies are rising at an alarming rate, and insurers are denying coverage. The KSC/NIS2 directive only exacerbates this trend. For management and CFOs, it sends a message: without documented compliance, not only will you not get a policy, you won't defend yourself against sanctio

Baza wiedzy Nov 9, 2024

E-commerce Security Checklist — 2026

A practical cybersecurity checklist for online stores. 40+ checkpoints across 7 categories — from payment protection to monitoring and incident response.

Knowledge base Nov 4, 2024

Cyberinsurance: How to select cyber attack insurance for a company?

Insurance against cyber attacks (cyberinsurance) is becoming a key component of any modern company's risk management strategy. However, choosing the right policy is a complicated process, full of pitfalls and unclear provisions. In our article, we'll take you step-by-step through analyzing your need

Knowledge base Oct 28, 2024

How to Implement SOC in Financial Sector

A Security Operations Center is a DORA requirement and the foundation of bank cybersecurity. Learn about SOC models, key technologies, and an implementation plan tailored to the financial sector.

Knowledge base Oct 25, 2024

How to Implement Identity Management (IAM) in Finance

Identity and Access Management (IAM) is the foundation of financial institution security. Learn about IAM architecture, DORA/PCI DSS requirements, and an implementation plan for banks and fintechs.

Baza wiedzy Oct 21, 2024

Phishing in Healthcare: Threats, Impact, and Protection in 2026

Medical staff click phishing emails at 2x the rate of finance sector. Learn healthcare-specific attack techniques and defense strategies.

Baza wiedzy Oct 19, 2024

GDPR in E-commerce — Customer Data Protection for Online Stores

GDPR requires online stores to protect customer data. Learn about key requirements, common violations, and practical steps toward compliance.

Knowledge base Oct 11, 2024

RTO and RPO — How to Determine Recovery Objectives for Your Organization

RTO and RPO guide: definitions, tiers (from <1h to 72h), BIA methodology, backup/DR technology mapping, costs, and NIS2/DORA requirements.

Knowledge base Oct 10, 2024

Tokenization and Pseudonymization: Technical Data Protection Methods in Practice

Tokenization vs pseudonymization vs anonymization: differences, architectures, PCI DSS and GDPR applications. A practical guide to technical data protection methods.

Cyberbezpieczeństwo Oct 7, 2024

DORA for Insurance Companies — Requirements and Implementation Plan

The DORA regulation imposes digital operational resilience obligations on insurance companies. A practical implementation guide: ICT risk management, resilience testing, incident reporting.

Knowledge base Sep 3, 2024

E-commerce platform penetration testing — how to find vulnerabilities before criminals do

What do e-commerce pentests cover? Scope, payment security, credential stuffing, and frequency — a technical guide for online store security and IT teams.

Knowledge base Jun 27, 2024

PCI DSS Audits - Comprehensive Payment Data Protection

Learn how PCI DSS audits can help your company ensure compliance with payment card data security requirements. Discover the benefits of conducting regular audits.

Knowledge base Jun 14, 2024

Cyber security in the health sector: How to protect patient data and critical infrastructure of hospitals?

A cyber attack on a hospital is no longer just a data leak - it's a direct threat to the health and lives of patients. Encrypted HIS systems, locked diagnostic equipment and lack of access to medical history is a scenario that is becoming a frightening reality. How to protect such a complex and crit

Knowledge base Apr 29, 2024

PCI DSS Security

Learn how nFlo helps ensure security compliant with PCI DSS standards. Discover our services and solutions that help companies protect payment card data and meet regulatory requirements.

Knowledge base Mar 22, 2024

What is cryptography and how does it work in practice?

Cryptography is the foundation of digital security. Our guide explains how encryption, hashes and digital signatures protect your data. Understand its principles and learn how nFlo puts them into practice.

Knowledge base Jan 22, 2024

DORA and Penetration Testing in the Financial Sector: The Role of TLPT in Ensuring Compliance

The DORA regulation is a rigorous new reality for the entire European financial sector. The goal is no longer just security, but digital operational resilience. Discover what specific and advanced testing requirements DORA places on your institution and how nFlo's professional testing services, incl

Knowledge base Oct 17, 2023

Guide: How to implement high availability (HA) solutions in your IT infrastructure step by step

High availability (HA) in IT minimizes downtime and ensures service continuity through redundancy and SPOF elimination.

Knowledge base Aug 18, 2023

E-Commerce Pentests: Specific Threats and Penetration Testing Requirements for Online Stores

Online stores combine payment data, personal information, and financial transactions - an ideal combination for cybercriminals. Learn how professional pentests help secure e-commerce platforms.

Knowledge base Aug 7, 2023

TCP - A Comprehensive Guide to the Transmission Control Protocol: From the Basics to Advanced Mechanisms of Operation

Learn the basics and advanced mechanisms of the TCP protocol, crucial for reliable data transmission in computer networks.

Knowledge base Jul 12, 2023

What is a Man in the Middle (MITM) Attack and How Does It Work?

Discover what a Man-in-the-Middle (MitM) attack is, how it works, and what protection methods you can apply to secure your data from interception and manipulation by unauthorized parties.

Knowledge base May 11, 2023

How DORA Protects Against Digital Threats? Processes, Mechanisms, Regulations and Development

Check how DORA protects against digital threats. Learn about key processes and regulations in the financial sector.

Knowledge base Apr 25, 2023

What Principles Does DORA Introduce? - Complete Overview of Regulation

Learn about the key principles of DORA regulation that aim to strengthen digital resilience in the European financial sector.

Knowledge base Apr 24, 2023

How Does DORA Implementation Work in Companies? Process, Procedures, and Challenges

DORA implementation requires following specific procedures and processes. Learn how companies implement these regulations.

Knowledge base Apr 6, 2023

What is PCI DSS - Comprehensive Guide to Requirements and Implementation Benefits

Learn about the PCI DSS standard, crucial for payment card data security. Discover its requirements and benefits of implementation in your organization.

Knowledge base Apr 5, 2023

What is PCI DSS - Key Facts, Requirements, and Implementation Benefits

Learn about the PCI DSS standard, key to payment card data security. Discover its requirements and benefits of implementation in your organization.

Knowledge base Jan 16, 2023

How to Prepare for a DORA Audit? A Guide

Preparing for a DORA audit is key to compliance with digital resilience regulations. Check how to prepare for it.

Knowledge base Jan 7, 2023

What Are the Main Goals of DORA Cyber Regulation? Key Objectives of the Regulation

The DORA regulation strengthens the digital resilience of the financial sector. Learn about the key goals and objectives of the regulation.