Financial sector cybersecurity — banks, insurers, fintechs
Cybersecurity for financial services: DORA, PCI DSS, security audits for banks, e-banking protection, fraud detection and regulatory compliance.
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How often should you run penetration tests? Four triggers instead of a calendar
"Once a year" is a calendar answer to an engineering question. This text shows where regulation genuinely states a figure, where it does not despite common belief, and which four events should trigger a test regardless of the anniversary of the previous one.
Deepfake, vishing and CEO fraud: how to protect your company from AI-powered scams
An employee at engineering firm Arup transferred USD 25 million after a video call with deepfake "directors". Voice cloning and AI-powered CEO fraud are now a real financial risk. We show how to defend against them — from procedures to technology.
Deepfake of the CEO's Voice (CEO Fraud) — How Scammers Defraud Millions and How to Protect Your Finances
A cloned voice of the CEO and an urgent, confidential transfer order — that is what modern CEO fraud looks like. A deepfake breaks the natural mechanism of trust in a familiar voice. We show how the scam works and which procedural controls genuinely protect the finance department.
DORA and TLPT — What Threat-Led Penetration Tests Look Like for the Financial Sector
DORA raises the bar for testing in the financial sector: significant entities must carry out TLPT — tests targeted at real threats, on live systems, by independent testers. We explain the scope, the TIBER-EU framework, and how to prepare.
CVE-2020-37228: CAPTCHA bypass in iDS6 DSSPro Digital Signage System
iDS6 DSSPro Digital Signage System 6.2 contains a CAPTCHA security bypass vulnerability that allows attackers to bypass authentication by requesting the autoLoginVerifyCode object. Attackers can retri...
DORA for the Financial Sector — Practical Implementation Step by Step (2026)
DORA has been in force since January 2025. Most Polish banks, fintechs, insurers and investment firms still lack full compliance. What to actually do in 90 days, how much it costs, who is responsible.
OWASP API Security Top 10 (2023) — complete guide to API threats
The OWASP API Security Top 10 (2023) is to APIs today what the Web Top 10 was a decade ago — a shared language for development teams, pentesters and compliance functions. Except that an API is a different attack surface than a classic web application.
What is tokenization in cybersecurity? A complete data security guide
Tokenization replaces sensitive data with random tokens, reducing breach impact. How it works, use cases and compliance benefits.
What Is Cybersecurity? Definition, Pillars, Threats, and Best Practices
Cybersecurity is the protection of systems, networks, and data against digital threats. Learn about the pillars, threats, and best practices.
What Are the DORA Regulation Requirements? Key Aspects of Digital Operational Resilience Regulation
Learn about the key requirements of the DORA regulation regarding digital resilience in the financial sector.
Cybersecurity Checklist for Financial Sector — 2026
A complete cybersecurity checklist for banks and financial institutions in 2026. Covers DORA, NIS2, PCI DSS requirements and best practices for financial sector protection.
Insurance cybersecurity checklist 2026 — complete control list
Complete cybersecurity checklist for insurance companies in 2026. DORA, NIS2, data protection, SOC, penetration testing, vendor management.
Cyberattack Scenario on a Bank: How It Unfolds and How to Defend
A realistic multi-stage cyberattack scenario on a bank — from reconnaissance through initial access to data exfiltration. Learn attacker tactics and defense methods at every stage.
Security Policies — Why Internet Templates Don't Work
How to write security policies people actually read and follow? 5 essential policies, document hierarchy, RACI, implementation. Expert guide by nFlo.
Cloud Compliance Checklist — Legal Requirements for Cloud Environments
A complete regulatory compliance checklist for cloud environments — from GDPR through NIS2 to DORA. Legal requirements, shared responsibility model, and practical implementation steps.
E-commerce platform security — how to protect your online store and customer data
An e-commerce platform is a treasure trove of customer data and a prime attack target. Learn to protect your online store and payment data from security breaches.
DORA: One Year In — How It Changed the Financial Sector and Key Takeaways
On January 17, 2025, the DORA regulation became applicable. One year later, we can assess how the regulation has affected the financial sector and what lessons can be drawn for organizations still improving their digital resilience programs.
Cybersecurity Trends 2026 — What Awaits Organizations in the Coming Year
What will dominate cybersecurity in 2026? AI-driven attacks, identity-first security, platform consolidation, and NIS2, DORA, and CRA enforcement — for IT leaders.
In-house SOC vs Managed SOC - cost and benefit analysis
Should you build your own security operations center or outsource the service? Economic analysis shows that for most companies, Managed SOC is the more rational choice.
What is cybersecurity? A complete guide to cybersecurity
Cybersecurity is an ongoing process, not a product. Our complete guide explains how to protect your business from ransomware and phishing, build employee awareness, and implement technologies such as SIEM and EDR to ensure compliance and cyber resilience.
DORA Regulation - Everything You Need to Know
The DORA regulation strengthens the digital resilience of the financial sector. Learn what it covers and what requirements it introduces.
DORA for insurers — digital operational resilience requirements
Comprehensive guide to DORA requirements for the insurance sector. ICT risk management, resilience testing, incident reporting, and third-party provider management.
Security in finance: How do banks and FinTechs defend against cyber attacks in the digital age?
The financial sector is a testing ground for the most advanced cyber attacks. At stake is not only money, but trust, which is the foundation of the entire industry. From DORA regulations to attacks on ATMs and mobile apps, how do you ensure the highest level of cyber resilience in such a dynamic and
Ransomware in the insurance sector — protecting claims and policy systems
How ransomware targets insurance companies. Threat analysis for claims management, policy systems, and customer data. Practical protection and recovery methods.
SIM Swapping: Threats and Protection Against Number Hijacking
SIM swapping allows criminals to hijack victims' phone numbers and access bank accounts and crypto wallets. How to protect against it?
BEC Attacks in Finance: Threats, Impact, and Protection in 2026
Business Email Compromise attacks cost the financial sector billions annually. Learn about attack vectors, real consequences, and effective protection methods for banks and financial institutions.
DDoS Attacks on E-Banking: How to Protect Financial Services
DDoS attacks on e-banking paralyze access for millions of clients. Learn about attack types, downtime costs, and methods to protect banking systems.
DORA for Financial Sector: Requirements and Step-by-Step Implementation
The DORA regulation transforms cybersecurity in finance. Learn about the 5 pillars of DORA, implementation timeline, and concrete steps for banks, insurers, and fintechs.
How to Prepare Your Store for Black Friday — Security
Black Friday is peak season for e-commerce and cybercriminals alike. Learn how to prepare your online store for a secure high-traffic sales period.
How to Implement API Security in Banking
Open Banking and PSD2 opened new attack vectors for banks. Learn about banking API threats, security requirements, and an API protection implementation plan for financial institutions.
PCI DSS for Banks and Fintechs: Requirements and Step-by-Step Implementation
PCI DSS v4.0 introduces new payment card data security requirements. Learn about the 12 requirements, compliance levels, and a practical implementation plan for banks and fintechs.
PCI DSS for E-commerce — Requirements, Compliance Levels, and Implementation
PCI DSS is a mandatory security standard for online stores processing payment card data. Learn about 12 requirements, 4 compliance levels, and a step-by-step implementation plan.
DSPM — Data Security Posture Management: Cloud Data Protection
DSPM discovers, classifies, and protects data across multi-cloud. Comparison with DLP and CSPM, workflow, leading vendors, and integration with GDPR, NIS2, and DORA.
Cybersecurity Risk Assessment — The Foundation of Every Security Program
How to conduct a cybersecurity risk assessment? ISO 27005, NIST RMF, FAIR, MITRE ATT&CK, risk matrices and security roadmaps. Expert guide by nFlo.
Business Continuity Plan (BCP) and Disaster Recovery (DRP) — A Practical Guide
Practical BCP/DRP guide: BIA, RTO/RPO, 3-2-1-1 backup strategies, DR plan testing, NIS2/DORA requirements. Case study: ransomware recovery in 4 hours.
Data classification in organizations — the foundation of information protection and regulatory compliance
How to implement data classification? Learn about data categories, policies, automation, DLP integration, and data owners — a complete guide for your organization.
DORA and Digital Resilience Testing — How to Prepare for TLPT and Threat-Led Scenarios
How to prepare for TIBER-EU-compliant TLPT under DORA? A guide for CISOs: requirements, testing scope, costs and implementation timeline for financial firms.
Business Continuity Plan (BCP) and Disaster Recovery — How to Prepare Your Organization for the Worst
Comprehensive guide: BIA, RPO/RTO, 3-2-1-1-0 rule, backup sites, plan testing, and NIS2, DORA, ISO 22301 requirements — all in one place for IT teams and boards.
DORA for the Financial Sector — What Banks, Insurers, and Fintechs Must Implement
What does DORA require from banks, insurers and fintechs? ICT risk management, incident reporting and TLPT testing explained step by step by nFlo experts.
Cyber insurance for industry: What does your policy really cover and how to avoid costly surprises?
In the face of growing threats, cyber risk insurance seems a logical step. It's your financial safety net. But are you sure you know what's written in the fine print in your policy? Does it cover the specific risks associated with a production stoppage? Won't the insurer refuse to pay out, citing a
KSC NIS2 or DORA? How does the financial sector need to reconcile the two regulations?
DORA is lex specialis for finance, but KSC/NIS2 still applies. How do you manage ICT risk, test resilience, and manage suppliers (TPPs) in accordance with both acts?
DORA in practice - requirements for the financial sector and its suppliers
DORA is the most rigorous cybersecurity law in the world. Banks, insurers, and their suppliers must meet requirements that change the approach to digital resilience.
Cyberattacks on Banking: Attack Method Analysis and Defense Strategies — from Phishing to Advanced Fraud
An analysis of modern methods of attacks on banking customers. Discover how phishing, investment fraud, mobile attacks work and how to build an effective, multi-layered defense.
TIBER-EU TTIR: New ECB guidelines for threat intelligence reports
Analysis of the new ECB guidelines for the Targeted Threat Intelligence Report (TTIR) - a key element of TIBER-EU resilience testing supporting NIS2 and DORA compliance.
What are the penalties for non-compliance with the DORA regulation?
Discover the penalties for non-compliance with the DORA regulation and the most important sanctions for the financial sector.
What is the DORA Regulation? - Essential Information
Learn about the key provisions of the DORA regulation, which aims to increase the digital resilience of the financial sector against threats.
Digital Operational Resilience Act (DORA)
Learn about the Digital Operational Resilience Act (DORA) and how it affects digital security for businesses. Discover key requirements and practices to help your organization meet DORA requirements.
Cyber Trends: Ransomware
Learn about the latest cyber trends related to ransomware. Find out how these threats are evolving and what protection strategies are most effective in preventing ransomware attacks on your organization.
PFSA Announcement on Cloud Processing
Read the PFSA announcement on cloud processing. Learn what guidelines and recommendations apply to companies processing data in the cloud to ensure regulatory compliance.
Insurance fraud enabled by cyberattacks — how stolen medical data fuels fake claims
Analysis of cyber-enabled fraud mechanisms in the insurance sector. Learn how stolen medical and personal data are used to file fraudulent claims and how to protect against this threat.
How to implement DLP in insurance — protecting policy and claims data
Guide to implementing Data Loss Prevention in an insurance company. Protecting policy data, claims records, medical documentation, and customer financial information.
How to implement a SOC in an insurance company — claims and systems monitoring
Practical guide to implementing a Security Operations Center in an insurance company. Claims system monitoring, anomaly detection, integration with claims handling processes.
How to Secure a Donor CRM in a Nonprofit Organization
The donor CRM is the most valuable IT system in a nonprofit. Learn how to protect donor data from breaches and unauthorized access.
The use of AI by hackers: how is artificial intelligence changing the face of cyberattacks?
Tools such as ChatGPT have democratized access to advanced artificial intelligence. Unfortunately, hackers are also taking advantage of this. AI is becoming their personal assistant, helping to write malicious code, create perfectly personalized phishing campaigns and automate reconnaissance for vul
DORA vs. the FSA's Recommendation D: How do past implementations help with compliance with the new regulation?
The financial sector has been living under regulatory pressure from the FSA for years. The implementation of Recommendation D and the IT Guidelines was a huge effort. Will this work be in vain in the face of DORA? On the contrary. It's a solid foundation, but DORA raises the bar much higher, especia
NIS2 for the insurance sector — obligations and implementation
How does the NIS2 directive affect the insurance sector? Cybersecurity obligations, incident reporting, supply chain risk management, and penalties for non-compliance.
E-commerce security: How to protect your online store from attacks and build customer trust?
Every transaction in your online store is a transfer of not only money, but also trust. One security incident, such as the theft of payment card data, can irreparably damage your reputation and your entire business. In the competitive world of e-commerce, cyber security is not a cost, it's the found
Employee Data Protection — A Comprehensive Guide for HR Departments
HR departments process the most sensitive data in an organization — from contracts to medical records. Learn employee data protection principles under GDPR and best practices.
KSC NIS2 and cyber insurance: How compliance with the act becomes key to lowering the cost of risk.
Premiums for cyber policies are rising at an alarming rate, and insurers are denying coverage. The KSC/NIS2 directive only exacerbates this trend. For management and CFOs, it sends a message: without documented compliance, not only will you not get a policy, you won't defend yourself against sanctio
E-commerce Security Checklist — 2026
A practical cybersecurity checklist for online stores. 40+ checkpoints across 7 categories — from payment protection to monitoring and incident response.
Cyberinsurance: How to select cyber attack insurance for a company?
Insurance against cyber attacks (cyberinsurance) is becoming a key component of any modern company's risk management strategy. However, choosing the right policy is a complicated process, full of pitfalls and unclear provisions. In our article, we'll take you step-by-step through analyzing your need
How to Implement SOC in Financial Sector
A Security Operations Center is a DORA requirement and the foundation of bank cybersecurity. Learn about SOC models, key technologies, and an implementation plan tailored to the financial sector.
How to Implement Identity Management (IAM) in Finance
Identity and Access Management (IAM) is the foundation of financial institution security. Learn about IAM architecture, DORA/PCI DSS requirements, and an implementation plan for banks and fintechs.
Phishing in Healthcare: Threats, Impact, and Protection in 2026
Medical staff click phishing emails at 2x the rate of finance sector. Learn healthcare-specific attack techniques and defense strategies.
GDPR in E-commerce — Customer Data Protection for Online Stores
GDPR requires online stores to protect customer data. Learn about key requirements, common violations, and practical steps toward compliance.
RTO and RPO — How to Determine Recovery Objectives for Your Organization
RTO and RPO guide: definitions, tiers (from <1h to 72h), BIA methodology, backup/DR technology mapping, costs, and NIS2/DORA requirements.
Tokenization and Pseudonymization: Technical Data Protection Methods in Practice
Tokenization vs pseudonymization vs anonymization: differences, architectures, PCI DSS and GDPR applications. A practical guide to technical data protection methods.
DORA for Insurance Companies — Requirements and Implementation Plan
The DORA regulation imposes digital operational resilience obligations on insurance companies. A practical implementation guide: ICT risk management, resilience testing, incident reporting.
E-commerce platform penetration testing — how to find vulnerabilities before criminals do
What do e-commerce pentests cover? Scope, payment security, credential stuffing, and frequency — a technical guide for online store security and IT teams.
PCI DSS Audits - Comprehensive Payment Data Protection
Learn how PCI DSS audits can help your company ensure compliance with payment card data security requirements. Discover the benefits of conducting regular audits.
Phishing 2.0 — New Techniques and Protection: How to Defend Against the New Generation of Cyber Fraud
Classic phishing with grammatical errors is becoming a thing of the past. Today we are dealing with Phishing 2.0 - perfectly cloned e-mails, attacks via QR codes and voice fraud enhanced by AI. The threat is more personalized and credible than ever. Are your employees ready for this clash?
Cyber security in the health sector: How to protect patient data and critical infrastructure of hospitals?
A cyber attack on a hospital is no longer just a data leak - it's a direct threat to the health and lives of patients. Encrypted HIS systems, locked diagnostic equipment and lack of access to medical history is a scenario that is becoming a frightening reality. How to protect such a complex and crit
PCI DSS Security
Learn how nFlo helps ensure security compliant with PCI DSS standards. Discover our services and solutions that help companies protect payment card data and meet regulatory requirements.
Business Email Compromise (BEC): How to Protect Company Finances — Analysis and Defense Strategy
The BEC attack, known as the
What is cryptography and how does it work in practice?
Cryptography is the foundation of digital security. Our guide explains how encryption, hashes and digital signatures protect your data. Understand its principles and learn how nFlo puts them into practice.
Deepfake and AI as Cyber Threats: How to Protect Your Company from a New Generation of Fraud
Imagine receiving an urgent transfer order from your CEO - his voice on the receiver sounds perfect, but it's an AI-generated scam. This is no longer science fiction. Deepfake technology is becoming a powerful tool in the hands of cybercriminals, opening the door to manipulation, blackmail and unpre
DORA and Penetration Testing in the Financial Sector: The Role of TLPT in Ensuring Compliance
The DORA regulation is a rigorous new reality for the entire European financial sector. The goal is no longer just security, but digital operational resilience. Discover what specific and advanced testing requirements DORA places on your institution and how nFlo's professional testing services, incl
Guide: How to implement high availability (HA) solutions in your IT infrastructure step by step
High availability (HA) in IT minimizes downtime and ensures service continuity through redundancy and SPOF elimination.
E-Commerce Pentests: Specific Threats and Penetration Testing Requirements for Online Stores
Online stores combine payment data, personal information, and financial transactions - an ideal combination for cybercriminals. Learn how professional pentests help secure e-commerce platforms.
TCP - A Comprehensive Guide to the Transmission Control Protocol: From the Basics to Advanced Mechanisms of Operation
Learn the basics and advanced mechanisms of the TCP protocol, crucial for reliable data transmission in computer networks.
What is a Man in the Middle (MITM) Attack and How Does It Work?
Discover what a Man-in-the-Middle (MitM) attack is, how it works, and what protection methods you can apply to secure your data from interception and manipulation by unauthorized parties.
What is Smishing and How to Defend Against SMS Fraud
Learn about smishing - a threat involving data extortion via SMS and discover how to recognize and avoid such attacks.
How DORA Protects Against Digital Threats? Processes, Mechanisms, Regulations and Development
Check how DORA protects against digital threats. Learn about key processes and regulations in the financial sector.
What Principles Does DORA Introduce? - Complete Overview of Regulation
Learn about the key principles of DORA regulation that aim to strengthen digital resilience in the European financial sector.
How Does DORA Implementation Work in Companies? Process, Procedures, and Challenges
DORA implementation requires following specific procedures and processes. Learn how companies implement these regulations.
What is PCI DSS - Comprehensive Guide to Requirements and Implementation Benefits
Learn about the PCI DSS standard, crucial for payment card data security. Discover its requirements and benefits of implementation in your organization.
What is PCI DSS - Key Facts, Requirements, and Implementation Benefits
Learn about the PCI DSS standard, key to payment card data security. Discover its requirements and benefits of implementation in your organization.
How to Prepare for a DORA Audit? A Guide
Preparing for a DORA audit is key to compliance with digital resilience regulations. Check how to prepare for it.
What Are the Main Goals of DORA Cyber Regulation? Key Objectives of the Regulation
The DORA regulation strengthens the digital resilience of the financial sector. Learn about the key goals and objectives of the regulation.
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